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Officers & Staff

James "Jim" R. Eckert

Director, CEO and Trust Officer

Jim has been a director and the chief executive officer of the bank since June 1979.  He and his wife, Sharon (a part time bank officer/employee) are natives of Bloomington/Normal and lifelong residents of central Illinois.  They reside in Colfax.

Jim began his banking career as a part time teller at First National Bank of Normal in Normal in 1968, while a student at Illinois State University.  After graduation from ISU he stayed with First National, advancing to Cashier, in charge of all operational areas.

In 1977 he helped organize and charter the Bank of Kenney (Kenney, IL) and served as CEO and director until coming to Anchor.  He continued to serve as a member of the board of directors at Bank of Kenney until August 2005.

In his spare time, he enjoys golfing, reading, and collecting antiques.

Christopher "Chris" E. Crider


Chris is from the Arrowsmith, IL area.  He is a graduate of South Dakota State University, with a bachelor’s degree with an emphasis in Agriculture.  Prior to joining ASB, he has been involved in the banking industry as a relationship manager and loan officer in Minnesota and Illinois. 

He is a graduate of the Midwest School of Banking sponsored by the Community Bankers Association of Illinois.

He and his family currently reside in the Farmer City, IL area.  He is involved with his family’s farm operation, serves as a West Township trustee, and is also involved in several community organizations.

Karen S. Sandage

Vice President, Cashier and Assistant Trust Officer

Karen has been employed by the bank since June 1996.  She and her husband, a retired grain and livestock farmer, reside in rural Saybrook. They have three childen and several grandchildren.

Karen is a lifetime area resident. She joined the bank as an Assistant Cashier in June 1996 and was promoted to Cashier and Assistant Trust Officer in August 1999.  She started her banking career at the Arrowsmith Bank and was employed there for several years before joining ASB.

She is a graduate of the Midwest School of Banking sponsored by the Community Bankers Association of Illinois.

When not working at the bank or on the farm, Karen enjoys spending time with her grandchildren and working with her horses.

Erin Holderly


Erin grew up in Buckley, IL.  She is a graduate of Eastern Illinois University with a degree in Accounting.  Prior to joining ASB in February 2023, she worked as a Controller for a check-off organization in Bloomington.  Prior to that she worked for two CPA firms where she prepared a variety of tax returns & financial statements and conducted audits for numerous clients.

She and her husband reside in the Merna area.  When she's not working, she enjoys watching football, being outside, managing her garden and spending time with family and friends.

Kamala "Kamey" L. Jones

Assistant Cashier

Kamey, a native of LeRoy, is a graduate of LeRoy High School and Parkland College. She began her banking career in 1999 and joined the bank in 2014.  She and her family reside in rural Saybrook. 

She is a graduate of the Midwest School of Banking sponsored by the Community Bankers Association of Illinois.

Ashley Hacker

Assistant Cashier

Ashley has been in banking since 2016 and joined ASB in July 2021 as an Assistant Cashier.  She and her family reside in the Lexington area. 

She is actively involved in her family business and farm.

Amanda Wright

Operations Asssistant

Amanda is an experienced Administrative Professional with a proven track record of delivering results.  She possesses excellent organizational skills, attention to detail, and the ability to multitask in a fast-paced environment.  She is excited to expand her knowledge and skills in banking here at Anchor State Bank.

Amanda was raised in Illinois and she resides in Lexington with her family.

Amanda's enjoys spending time with family, sporting events, golf, gardening and being crafty.

Sharon K. Eckert

Assistant Cashier

Before becoming a mother, Sharon worked 17 years for Country Life Insurance.  After her son went off to school she worked as a secretary and bookkeeper in a small office.  She has worked at the bank since June 1995 and in March 2001 she was promoted to Assistant Cashier.

She has also worked with the Bank of Kenney gaining valuable banking experience and working as an operations supervisor/ branch manager.

When she has spare time, she enjoys gardening, antiques, and riding her quarter horse, Jack.

Marguerite M. Griffin

Customer Service Representative

Marguerite is a graduate of Ottawa High School and lives in Colfax with her husband.  They have two children.   She joined the bank in 2008.   

She enjoys gardening and tending to her pets.

Chad Hoffman

Loan Officer

Chad is from Colfax and his father's family were long-time residents of Anchor.  He was raised on his family's cattle and grain farm.  Chad attended the University of Illinois and graduated from the University of Kentucky with a degree in production agriculture.  Chad joined ASB in the Fall of 2023 as a Loan Offier. He and his family live on, and operate, the family farm.

In his spare time, Chad enjoys coaching high school football and track at Ridgeview High School.  He also enjoys showing cattle and pigs with his family.

Charlotte W. Martin

Chief Risk Officer

Charlotte is a former President and CEO of a regional correspondent bank and joined ASB as a consultant in 2019.  In 2020 she was named Chief Risk Officer.

She is a graduate of The Ohio State University and the Graduate School of Banking in Madison, WI.  She has served on a number of banking-related boards including the Federal Reserve Bank of Cleveland and the Ohio Bankers League.

She and her family live in Columbus, Ohio.

Board of Directors

Merle E. Coile


Merle has been a director of the bank since January 1974.  He and his wife are lifelong residents of the area and reside in Saybrook.  Merle is the retired owner of Coile’s Diesel, a diesel engine repair firm.  He is active in his church, a follower of Ridgeview sports, and enjoys traveling.

Daniel R. Eyer


Dan joined the board in March 2010.  He and his wife are long- time residents of the area and reside in rural Anchor.  

Dan farms actively with his brother.  He also enjoys sports and playing golf.

Gayle E. Simpsen


Gayle has been a director of the bank since April 1993.  He is a lifelong resident of the area and resides in rural Gibson City.  He is active in farming and other business ventures. 

Jeffrey A. Coile


Jeff has been a director of the bank since April 1993.  He is a lifelong resident of the area and resides in Saybrook.  He has one son.

He is Vice President of Coile’s Diesel, Inc., a diesel engine repair firm.

Kristopher T. Kern


Kris is a native of Geneva, IL (when it was still rural).  A graduate of Ohio Wesleyan University, Kris worked for a Top 10 financial institution and was involved in various areas of banking, for over 21 years.  For the past 10 years, he has served as Chief Financial Officer of Echo Health, Inc., a private family-owned business, specializing in healthcare payment systems.

He and his wife live in rural Columbia Station, OH with their children. His passion is lacrosse, which he coached for several years and he enjoys watching his son play at the collegiate level.

Daniel P. Walsh


Dan is a graduate of Case Western University in Cleveland and received his law degree from Chicago Kent College of Law at the Illinois Institute of Technology.  He served in various leadership roles in banking for over 20 years and for the past 5 years, he has served as CEO of Citymark Capital, a real estate investment company focused on multifamily properties.

Michael C. Voinovich


Mike grew up and lives in Northeast Ohio and is a graduate of John Carroll University.  Mike is Chief Investment Officer of ECHO Health, Inc., where he is responsible for overseeing the Company’s venture capital and corporate investment portfolios. Prior to joining ECHO Health, Inc. in January 2019, he was an investment banker for 19 years representing mostly financial institutions. 

In addition, to his roles at Anchor and ECHO Health, Mike currently serves as a member of the Board of Directors for banks in Las Vegas, Nevada and Middlefield, Ohio.  Mike volunteers with Positive Education Program, Greater Cleveland’s largest non-profit agency serving developmental needs of children. Mike and his wife are watching their kids and two dogs grow up way too fast while hoping the dogs don’t go away for college too!