We may modify these Terms of Use.

The Anchor State Bank reserves the right to change the terms, conditions, and notices under which the Anchor State Bank website is used.  You are responsible for regularly reviewing these Terms of Use.

This site is designed for your personal use.

The information contained in this website is owned by Anchor State Bank and is provided for your personal use.  Except as otherwise expressly provided herein, you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Anchor State Bank site.

Products & Services Provided by Anchor State Bank

The information and descriptions regarding products and services contained on this website are intended as general information and are not necessarily complete descriptions of the products and services offered by the Bank.


This Website is not directed to children.  We do not market to children nor do we knowingly collect or retain personally identifiable information from children.

Your personal information will be secure and will be kept private.

The Anchor State Bank has developed policies and procedures to protect your personal information.  Please refer to our Privacy Policy and Disclosures pages for further information.

Email is not a secure method of communication.

Keeping your information confidential and secure is as important to us as it is to you.  Please be aware that any emails you send are not secure.  Please do not email any confidential information such as passwords, account numbers, credit card information or social security numbers.  That type of information should be provided to us by phone or regular mail.

Links to third party sites are provided for your convenience.

The Anchor State Bank site may contain links to other web sites ("Linked Sites").  The Linked Sites are not under the control of Anchor State Bank, so Anchor State Bank is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site.  These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by Anchor State Bank of the site.

Conditions of Use

As a condition of your use of the Anchor State Bank site, you warrant to Anchor State Bank that you will not use the Anchor State Bank web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.  You may not use the Anchor State Bank web site or interfere with any other party's use of the Anchor State Bank web site.


Anchor State Bank protects your privacy related to this website.  All personal information in our computers is protected from unauthorized access by a secure firewall and database architecture.  Information may only be accessed by personnel who have a legitimate business reason to access it.  Some areas of this website use secure methods of internet communications to exchange personal information with you.


Anchor State Bank assumes no responsibility, and will not be liable for, any damage to, or viruses that may infect your computer equipment or other property caused by your access to, use of, or browsing of this website or your downloading of any materials, data, text, video or audio from this website.

Governing Law

The laws of the United States and the State of Illinois govern the content and use of this website, without giving effect to conflict of law principles.

The Bank controls this website from its offices within the United States. We make no representations that the content of the website is appropriate, legal, or available for use in other locations.  Those who choose to access the website from other locations do so at their own initiative and are responsible for compliance with applicable local laws.  By registering for, or entering, this website you consent and submit to the exclusive jurisdiction and venue of the state and federal courts located in the State of Illinois.

USA Patriot Act - Important Information About Procedures for Opening a New Account

To help the U. S. Government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  This requirement applies to all new customers as well as current customers.

What this means for you:  When you open an account or change an existing account, we will ask each person for their name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents and copy or record information from each of them.


Anchor State Bank makes no claim, express or implied, about the accuracy or completeness of any of the content or functions of this website (or any linked website), or about any of the benefits or opportunities you may obtain at this website.  We hereby disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, and non-infringement.  The content and functions are provided "as is" and "as available."  To the extent the law does not permit the disclaimer of warranties, all content and functions are warranted only to the extent allowed by law. In using this website, you agree you will not hold the Bank liable to you or any other party for any direct, indirect, special, consequential or other damages of any kind arising out of any use of this website (or any linked website).